Fee-only by structure
No distribution licenses and no commissions.
WorthAbout / Our Story
WorthOS Technologies Private Limited is a Fintech company and SEBI Registered Investment Adviser based in Noida, India.
SEBI RIA · INA000022695
The observation
Indian professionals have more financial apps than ever, yet remain unsure about everyday financial decisions.
We are building Worth — India's decision intelligence layer for personal finance — alongside a fee-only investment advisory practice.
Every recommendation we make serves only one interest: yours. Our technology is designed to organise complexity, while our advisory practice brings regulated human judgement to the decisions that matter.
Our mission
To give every earning Indian the financial clarity of having a personal CFO.

Founder & Principal Officer
Founder profile
A combination of investment-advisory discipline and modern financial technology.
MSc in Venture Capital and Private Equity (FinTech), University College London. NISM-certified Investment Adviser Level 1 and Level 2.
What makes us different
No distribution licenses and no commissions.
Built on India's RBI Account Aggregator framework.
SEBI-registered with documented risk profiling and annual audits.
One company, two disciplines
Worth is designed to make financial information easier to understand. The advisory practice separately provides personalised, regulated guidance where human judgement is required.
Bring cash flow, assets, liabilities, goals and everyday decisions into a more coherent view.
Use risk profiling and documented planning to support personalised financial decisions.
Trust credentials
Our legal identity and regulatory details remain visible across the website so that users can independently confirm who they are engaging with.
SEBI Registration
INA000022695BSE Enlistment
2527Adviser Category
Non-IndividualQuestions, answered
Clear information before you take the next step.
Worth is a personal finance technology product being built by WorthOS Technologies Private Limited, alongside the company's SEBI-registered fee-only investment advisory practice.
WorthOS Technologies Private Limited is based in Noida, Uttar Pradesh, India.
The company is registered as a Non-Individual Investment Adviser with SEBI under registration number INA000022695 and is BSE enlisted under number 2527.
No. The advisory practice follows a fee-only model and does not earn distribution commissions from financial products.
Start with a focused conversation about your financial priorities.